Questions, answered

Yes. Every row is scoped to your user with Postgres row-level security — nobody else can see your books even at the database level. Marketplace credentials are AES-256-GCM encrypted; the plaintext never touches the database. You can export everything to CSV any time, and a delete request wipes your account in 30 days.

Three ways: a read-only CA invite (Profile → Team → Accountant / CA) that lands them on a portfolio dashboard across every client and cannot Add / Edit / Delete anything; one-tap A4 CA-format PDF exports for Statement of Account, Day Book, Outstanding, GSTR-1/3B and TDS summary; and the Hand-to-CA ZIP that rolls a whole date range into one file.

Yes. GSTIN per client with live checksum validation, place-of-supply auto-fill, CGST/SGST/IGST splits, first-class credit notes with CDNR/CDNUR handling, expense ITC + reverse-charge, GSTR-1 ZIP and GSTR-3B PDF.

Yes. Tap Scan a Bill, photograph the receipt, and Finocket reads the vendor, date, amount, GST split and GSTIN into a ready-to-save expense. The photo attaches privately to the expense.

Yes. Turn on 'Client deducted TDS?' when recording a payment and pick the section (194J, 194C, 194H, 194I, 194A, 194O, 194Q, 195 or Other). The invoice still marks fully paid at gross, and a year-end summary reconciles against Form 26AS.

Finocket is a Progressive Web App with offline-first sync. Add a payment with no signal; it queues locally and syncs when you're back. Install it to your home screen on Android or iPhone.

Tally is the desktop gold standard your CA files from; Vyapar is the widely-marketed mobile SMB app. Finocket is a daily-driver alternative: phone-native, offline-first, voice + AI, scan-to-add, and a first-class CA read-only invite — with Tally vocabulary respected via a settings toggle.

Free for solo users today. Paid tiers are being built around backend-heavy features (bank reconciliation, e-invoicing GSP integration, automated dunning) — daily-use features stay free.