Free tool
Income tax calculator — old vs new
Compare the old and new tax regimes on your income, 80C and 80D for FY 2025-26, and see which one saves you more.
80C is capped at ₹1.5L and applies only under the old regime. Cess 4% included; surcharge on very high incomes is ignored.
Indicative estimate for FY 2025-26 (AY 2026-27) — confirm with your CA. Finocket shows this on your Personal finance report from your real numbers.
Income tax calculator — FAQ
Which regime should I choose — old or new?
It depends on your deductions. The old regime rewards 80C/80D and other deductions with higher slab rates; the new regime has lower rates but almost no deductions. Enter your numbers and the calculator tells you which one costs less this year.
What year does this cover?
FY 2025-26 (assessment year 2026-27), including the standard deduction (₹50,000 old / ₹75,000 new for salaried) and the Section 87A rebate. It's indicative — surcharge on very high incomes is ignored — so confirm with your CA.
Does 80C help under the new regime?
No. 80C and 80D deductions apply only under the old regime. Under the new regime only the standard deduction (for salaried) is allowed.